My parents’ wedding gift to my husband and me was our honeymoon — five days in a nice hotel in Cozumel, Mexico.

Photo by Sarah Gualtieri on Unsplash

Twenty-seven years ago, Jeff and I were just “mere babies,” in college, without children, tons of student debt, with a few hundred dollars in our checking account.

While at the hotel, we were invited to a timeshare presentation, which I was reluctant to attend, but Jeff convinced me two…